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What is FI? Financial Independence

What is FIRE? Financial Independence Retire Early 

Summary: How Can I Achieve FIRE?

Pay off all debt.

Budget, budget, budget ... decrease your spending rate, and increase your savings rate!  (Savings rate is key!)

Invest, invest, invest.

Figure out your FI (Financial Independence) number.

Be prepared, and have back up plans (safety margins).

COVID-19 Definitely Taught Us: Go back and check those safety margins again.  Be flexible!

Reach your FI number!  Now you can live off your investments (4% or less), and there are other ways you can pull from your retirement early (here and here).

Enjoy FIRE!  Done.

Need extra help along the way?  We are here to help!

Want to start at the beginning of our story?  Start down below.  Thank you for taking flight with us!  (I’m continuing to add and edit).

September 2018:

Taking Flight With Financial Independence (Sept 1) 

Can You Reduce Your Spending? (Sept 3)

What Are You Going To Do?  (Sept 4)

How To Invest Like A Pro (For The Average Joe) (Sept 7)

Financial Independence With Kids?  But Kids Are So Expensive!!  (Sept 9)

How To Survive The Next Financial Apocalypse (Sept 11)

How To Make $1,000,000 in 8 Years (Sept 16)

Start Spreading The News: FI (Financial Independence) and Travel (Sept 19)

What Do You Mean I Can Still Buy Starbucks? (Sept 22)

Take Me Out To The (Cheaper) Ball Game (Sept 27)

Financial Update: August 2018 (Sept 29)

October 2018

Taking Flight To Spain: Flamenco Master Class (Oct 3)

Family Of Four: One Year Budget In Spain Less Than $40,000 (Oct 7)

The Stock Market Was Down This Week.  Did We Panic?!? (Oct 13)

FI With Kids: Easy Color Theory Science Experiment (Oct 23)

Did We Just “Lose” $55,000 In 3 Weeks? (Oct 28)

November 2018

How A Family Of Four Lives On A Teacher’s Salary (Nov 4)

January 2019

Is The 4% Withdrawal Rate Safe? (Jan 20)